Innovative methods of crediting and financing of water consumers

¹ International University of Kyrgyzstan, Bishkek, Kyrgyz Republic
² Kyrgyz State Technical University n.a. I. Razzakov, Bishkek, Kyrgyz Republic

^* Corresponding author: shuhrathodja.atahodjaev@kstu.kg

Abstract

This article reveals questions on innovative methods of lending and financing of enterprises in the real sector of the economy at the present stage. The main purpose of this study is to investigate the advantages and disadvantages of different methods of financing real sector enterprises. This article is relevant because new business lending methods and mechanisms are constantly being developed. These advances help companies grow and expand their operations, creating more opportunities for jobs and economic growth. As technology continues to advance at an unprecedented pace, lending to businesses - especially those in the tech industry - becomes increasingly important. However, traditional methods of risk management may no longer be sufficient in identifying and mitigating potential risks. That's why it's crucial for lenders to adopt new, innovative that. From software development to artificial intelligence, there are a myriad of factors that must be considered when assessing the creditworthiness of these companies. Using outdated risk management techniques could lead to incorrect conclusions and potentially disastrous outcomes. To avoid such scenarios, lenders need to embrace new ways of evaluating risk.