| Issue |
BIO Web Conf.
Volume 139, 2024
International Scientific and Practical Conference “AGRONOMY – 2024” (AgriScience2024)
|
|
|---|---|---|
| Article Number | 14011 | |
| Number of page(s) | 9 | |
| Section | Economics and Management, Digital Platforms in the Agro-Industrial Complex | |
| DOI | https://doi.org/10.1051/bioconf/202413914011 | |
| Published online | 15 November 2024 | |
Topical issues of risk assessment of lending to agro-industrial enterprises
1 Ural State University of Economics, Yekaterinburg, Russian Federation
2 Volgograd State Technical University, Volgograd, Russian Federation
* Corresponding author: novikova_ny@mail.ru
The article outlines the directions of assessing the credit risk of a corporate borrower of the bank, highlights the special importance of lending to agricultural enterprises. The set of credit risk components is analyzed from the perspective of the bank's losses. A variable approach to credit risk assessment using corrective risk factors is described. The essential role of corporate underwriting in the process of credit risk assessment is disclosed.
© The Authors, published by EDP Sciences, 2024
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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