Innovative methods of crediting and financing of water consumers Shukhratkhodja Atakhodjaev, Umut Abdyldaeva, Galina Bocharova, Gulbarchyn Bekzhanova and Aida Solpueva BIO Web Conf., 107 (2024) 04009 Published online: 07 May 2024 DOI: 10.1051/bioconf/202410704009